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Providing value, discipline, and insight.

Especially for Women

Women tend to think differently than men about investments, risk, debt and estate planning

Women Face Unique Challenges

According to the National Center for Women and Retirement Research, as many as 9 out of 10 women will be solely responsible for their finances at some point in their lives. The consequences of such circumstances can financially cripple many women. The numbers speak for themselves:

  • Over 75 percent of women are widowed at an average age of 56, and 1 in 4 of these women are broke within two months of being widowed.
  • Less than 15 percent of women who are married or living with a significant other feel responsible for planning for retirement.
  • Only 41 percent of women participate in their employer’s 401(k) plan.
  • Eighty-seven percent of poverty stricken elderly Americans are women.

Five Reasons Why Retirement Is a Challenge for Women

  1. Two out of three working women earn less than $30,000 per year.
  2. Nine out of ten working women earn less than $50,000.
  3. Half of all women work in traditionally female, relatively low paid jobs without pensions.
  4. Women retirees receive only half the average pension benefits that men receive.
  5. Women’s earnings average $.76 for every $1 earned by men-a lifetime loss of over $300,000.

-Source: Women’s Institute for a Secure Retirement (WISER)

Beat the Odds!

The excuses stop here. You’ve got a friend! You know what you should do, so let’s do it, together! It’s time to take control of your financial life. The most important choice is to set goals and have a plan to meet them. If you want your financial life to be happy and successful, you have to make the right choices. You don’t have to do this alone. If you want a coaching experience, or just a second opinion, contact me today, Joy@JoyHurst.com and tell me what’s on your mind. Together, we can go far.

 

The certification marks above are owned by Certified Financial Planner Board of Standards Inc. and are awarded to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA/SIPC.

Investments products and services available only to residents of: AL, FL, GA, IN, NC, NH, OH, PA, SC, TN, TX, VA.

Fee-based advisory services are available only to residents of: GA, TX.

Licensed to sell insurance products in the following states: GA, SC, FL.

Contact

Office: (478) 971-0774
Fax: (478) 971-0778

114 Constitution Drive, Suite 500
Warner Robins, GA 31088

joy.hurst@lpl.com